The Karnataka High Court, in its judgment in Writ Petition No. 405/2023, stated that banks are required to verify the reason for a pensioner’s failure to submit the life certificate before stopping the pension.

Original review summary

FACTLY reports that the court said banks have a responsibility to check when a life certificate is not submitted rather than immediately stopping pension payments. It also says the court clarified that banks need not check in every case, but must do so when pensioners face genuine difficulties visiting the bank.[S1]