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The claim

“Republicans are spiking health insurance premiums by 75% for everyday Americans” if they don’t extend enhanced Affordable Care Act subsidies.

Rating

Mostly True

Reviewed by PolitiFact ↗ ·

Original fact check ↗

PeakMetrics research summary

Based on related reporting.

Related reporting from New York and New Jersey describes projected premium increases if enhanced ACA tax credits expire, but the excerpts give state-specific estimates and do not establish a national increase of 75%. New York’s October 21, 2025, announcement projected an average 38% increase for affected enrollees; New Jersey reporting published December 6, 2025, gave examples ranging from over 100% to 222% for a family of four.[S1][S2]

Research date:

Sources and attribution

  1. [original] PolitiFact original review

    Original review · Retrieved October 16, 2026

  2. [S1] Rising Health Care Costs

    Additional research · Retrieved October 16, 2026

  3. [S2] Booker Hosts Roundtable with New Jerseyans to Discuss Republicans’ Refusal To Address Spiking Health Care Costs for NJ Families

    Additional research · Retrieved October 16, 2026